...Good morning ladies and gentlemen. This is Patrick Gallagher, Chairman of the board and CEO of Arthur J. Gallagher & Company Welcome to our 2025 annual meeting of stockholders. Thank you for joining us today. The polls are now open. If you have not already voted and intend to vote during the meeting, we encourage you to do so at this time by following the instructions on the meeting website. The polls will be closing immediately after the presentation of the proposals. If you voted in advance of the meeting, you do not need to vote again unless you wish to change your vote. I would like to take a minute to introduce the other members of the board who are in attendance today. Those directors are Sherry Barret, Deborah Caplan, Teresa Clarke, John Coldman, Richard Harries, David Johnson, Chris Miskel, Ralph Nicoletti, and Norman Rosenthal. I want to recognize the outstanding work of our board on behalf of stockholders. Our directors bring a wide range of experience and expertise to our company....