...Good morning, everyone, and welcome back to the BofA Future of Financials Virtual Conference. I'm Mike Carrier, the research analyst at BofA covering the brokers, asset managers and exchanges. I hope you're all doing well. Our next company up is Apollo Management. And with us today is Josh Harris, Co-Founder. Josh and the team have built Apollo into the leading alternative asset manager and the largest alternative credit manager in the world. Josh runs the day-to-day operations, and he's been responsible for some of the most successful private equity investments at Apollo. So Josh, thanks for being with us today. And before I kick it off, I just want to let the audience know that if you have a question that you would like to ask, just submit it through the portal. And then towards the end, I'll be able to ask those questions as well....