...Welcome, everyone. Thanks for joining. Good morning. Adam Klauber, I run our insurance group here. First, please read our website for disclosures for compliance, blah, blah, blah. Thank you. But we are really lucky to have Allstate. And this is, I think, the second year Allstate has joined the conference, which we really, really appreciate. And it seems obvious as a local company, we're local. But we've really appreciated that Allstate has made a lot of strides changing the organization over the last four or five years, which, you're such a big organization, that's not easy. But we think there's much more match with our more growth orientation. So really happy we're here. We have Jess Merten, who is CFO, and he'll tell us a little bit about what Allstate is up to. Jesse Merten ...