Sections
| Title | Starting Page | Number of Pages |
|---|
| CONTENTS | 6 | 2 |
| Chapter 1 Trends Affecting the Insurance Industry | 8 | 28 |
| 1) Introduction to the Insurance Industry | 9 | 3 |
| 2) Aging Populations Create Challenges and Opportunities for the Insurance Industry | 12 | 1 |
| 3) Sophisticated Risk Management and Prevention Programs Lead to Lower Losses | 12 | 1 |
| 4) Risk Managers Seek Certification | 13 | 1 |
| 5) Independent Agencies Continue to Dominate Commercial Insurance, but Play a Lesser Role in Personal Lines | 13 | 1 |
| 6) Insurance Direct Selling and ECommerce Grow | 14 | 2 |
| 7) Technology Drives Efficiencies in Back Office Tasks, Underwriting, Agency Networks and Customer Service | 16 | 2 |
| 8) States Pick up Some Wind and Flood Risk for Homeowners/Underwriters Relyon Sophisticated Risk Analysis Technology to Set Rates | 18 | 1 |
| 9) Insurance Industry Mergers and Acquisitions Continue After the Financial Crisis | 19 | 1 |
| 10) No End in Sight to the Growth of Specialized Insurance Lines | 20 | 1 |
| 11) Annuity Account Managers Create New Product Strategies | 20 | 2 |
| 12) Major U.S., Japanese and European Insurance Firms See Vast Promise in the Chinese and Southeast Asian Market | 22 | 1 |
| 13) Insurance Firms Target Markets in Emerging Nations | 22 | 1 |
| 14) Continued Rise in Health Care Costs | 23 | 1 |
| 15) U.S. Health Care Reform Act of 2010 Set to Bring Big Changes | 24 | 2 |
| 16) Employers Push Health Care Costs onto Employees/On-Site Clinics Begin to Appear | 26 | 1 |
| 17) Malpractice Suits Are Blamed for Rising Health Care Costs/Tort Reform Is Capping Awards for Damages | 27 | 2 |
| 18) Hedge Funds Regroup and Play a Major Role in Financial Products of all Types, Including Derivatives, Lending and Insurance | 29 | 1 |
| 19) Credit Default Swaps (CDS) and Derivatives Soar into the Trillions of Dollars | 30 | 2 |
| 20) Aging Populations, Baby Boomers Create Opportunities/U.S. Pension Accounts Top $18.1 Trillion | 32 | 1 |
| 21) 2010 Reform Act Increases Regulation of Financial Industry, including Banks, Investment Companies and Insurance Firms | 33 | 3 |
| Chapter 2 INSURANCE STATISTICS | 36 | 22 |
| Insurance Industry Overview | 37 | 1 |
| Top 25 Global Insurance Companies by Revenues: 2010 | 38 | 1 |
| Top 20 Global Property &Casualty Insurance Companies by Revenues: 2010 | 39 | 1 |
| Assets &Liabilities of U.S. Property-Casualty Insurance Companies:2006-1st Quarter 2011 | 40 | 1 |
| Typical U.S. Automobile Insurance Costs, per Year: 2011 | 41 | 1 |
| Top 20 Global Life Insurance Companies by Revenues: 2010 | 42 | 1 |
| Assets &Liabilities of U.S. Life Insurance Companies:2006-1st Quarter 2011 | 43 | 1 |
| Number &Percent of Persons of All Ages with and without Health Insurance Coverage, U.S.: 1999-2010 | 46 | 1 |
| Number &Percent of Persons of All Ages without Health Insurance Coverage, by Race/Ethnicity, U.S.: 2002-2010 | 47 | 1 |
| Number &Percent of Persons without Health Insurance Coverage, by Age Group, U.S.: 1999-2010 | 48 | 1 |
| Number &Percent of Persons without Health Insurance Coverage, by Age Group &Sex: U.S.: 2010 | 49 | 1 |
| Affordable Care Act Overview | 50 | 2 |
| Medical Care Benefits in the U.S.: Access, Participation and Take-Up Rates, March 2011 | 52 | 1 |
| Retirement Benefits in the U.S.: Access, Participation and Take-Up Rates, March 2011 | 53 | 1 |
| Life Expectancy at Age 65, U.S. | 54 | 1 |
| Employment in the Insurance Industry, U.S.: 2003-2010 | 55 | 1 |
| Employment &Earnings in Insurance Industry Occupations, U.S.: May2010 | 56 | 2 |
