Sections
| Title | Starting Page | Number of Pages |
|---|
| CONTENTS | 8 | 2 |
| Chapter 1 | 10 | 19 |
| Introduction to the Insurance Industry | 10 | 3 |
| Aging Populations Create Challenges and Opportunities for the Insurance Industry | 13 | 1 |
| Selling Insurance to Consumers in Discount Stores May Grow | 14 | 1 |
| Sophisticated Risk Management and Prevention Programs Lead to Lower Losses | 14 | 1 |
| Independent Agencies Continue to Dominate Commercial Insurance, but Play a Lesser Role in Personal Lines | 15 | 1 |
| Insurance Direct Selling and E-Commerce Grow | 15 | 2 |
| Technology Drives Efficiencies in Back Office Tasks, Underwriting, Agency Networks and Customer Service | 17 | 1 |
| Homeowner s Insurance Passes More Risk to the Policy Holders and Relies on Sophisticated Risk Analysis Tools to Set Rates | 18 | 1 |
| Insurance Industry Mergers and Acquisitions Continue | 19 | 1 |
| No End in Sight to the Growth of Specialized Insurance Lines | 20 | 1 |
| Variable Annuity Accounts Decline in Value/New Product Strategies Evolve | 21 | 1 |
| Major U.S., Japanese and European Insurance Firms See Vast Promise in the Chinese and Southeast Asia Market | 22 | 1 |
| Insurers Target Developing Markets | 22 | 1 |
| Continued Rise in Health Care Costs | 23 | 1 |
| Employers Push Health Care Costs onto Employees/On-Site Clinics Begin to Appear | 23 | 1 |
| Malpractice Suits Are Blamed for Rising Health Care Costs/Tort Reform Is Capping Awards for Damages | 24 | 2 |
| Medicare Changes Include Drug Benefits for Seniors/Medicare Advantage Offers Private Fee for Service Plans | 26 | 1 |
| Hedge Funds Enter the Reinsurance Field in a Big Way | 27 | 1 |
| Credit Default Swaps (CDS) and Derivatives Soar into the Trillions of Dollars | 27 | 2 |
| Chapter 2 | 29 | 17 |
| Insurance Industry Overview | 30 | 1 |
| Major Insurance-Related Merger &Acquisition Deals, U.S.: 2008 | 31 | 1 |
| Top 25 Global Insurance Companies by Revenues: 2008 | 32 | 1 |
| Top 20 Global Property &Casualty Insurance Companies by Revenues: 2008 | 33 | 1 |
| Assets &Liabilities of U.S. Property-Casualty Insurance Companies: 2003-2nd Quarter 2009 | 34 | 1 |
| Typical U.S. Automobile Insurance Costs, per Year: 2009 | 35 | 1 |
| Top 20 Global Life Insurance Companies by Revenues: 2008 | 36 | 1 |
| Assets &Liabilities of U.S. Life Insurance Companies: 2003-2nd Quarter 2009 | 37 | 1 |
| Top 20 Global Health Insurance Companies by Revenues: 2008 | 38 | 1 |
| People without Health Insurance for the Entire Year, U.S.: 2007-2008 | 41 | 1 |
| Percent of Persons under Age 65 without Health Insurance Coverage, by Age Group &Sex: U.S.: 2008 | 42 | 1 |
| Percent of Persons under Age 65 with Public Health Plan Coverage &Private Health Insurance Coverage by Age Group, U.S.: 1997-2008 | 43 | 1 |
| Employment in the Insurance Industry, U.S.: 2001-2008 | 44 | 1 |
| Employment &Earnings in Insurance Industry Occupations, U.S.: May 2008 | 45 | 1 |
