Sections
| Title | Starting Page | Number of Pages |
|---|
| Cover | 1 | 8 |
| CONTENTS | 9 | 2 |
| Glossary | 11 | 31 |
| INTRODUCTION | 42 | 2 |
| HOW TO USE THIS BOOK | 44 | 4 |
| Chapter 1 | 48 | 30 |
| Introduction to the Banking, Mortgages &Credit Industry | 49 | 2 |
| For the Long Term in the U.S., a Decline in Consumer Spending and Debt, along with an Increase in Saving | 51 | 1 |
| Aging Populations, Baby Boomers Create Opportunities/U.S. Pension Accounts Top $16 Trillion | 52 | 1 |
| 2010 Reform Act Increases Regulation of Financial Industry, including Banks, Investment Companies and Insurance Firms | 53 | 2 |
| Nationalization of Banks and Investment Firms Worldwide | 55 | 1 |
| Giant Mergers Change the Face of Global Banking and Investment Firms | 55 | 1 |
| Investment Firms, Banks Compete for Clients in High Net Worth Households | 56 | 1 |
| Banks Vie for Previously Underserved Markets and Focus on Hispanics | 57 | 1 |
| Wal-Mart Opens 1,500 In-store Money Centers in the U.S./Banco de Wal-Mart in Mexico | 58 | 1 |
| China s Banking Market Will See Long Term Growth | 59 | 1 |
| India s Banking Restrictions Slow Foreign Investment/Microloans Grow | 60 | 1 |
| Bank Technology Faces Challenges/ATMs Evolve into Financial Services Depots | 61 | 1 |
| Credit Default Swaps (CDS) and Derivatives Soar into the Trillions of Dollars | 62 | 1 |
| Banks See Growth in Online Services | 63 | 2 |
| Credit Card Issuers and Debt Holders Face a Difficult Market/Consumers Pay Down Debts and Charge Less | 65 | 1 |
| Credit Card Technologies Advance with Better Security and Contactless Payment | 66 | 1 |
| Managing Bank Accounts via Cellphone, and Wireless (or Contactless) Payments | 67 | 2 |
| Cellphones Revolutionize Life in Emerging Nations/mChek and M-PESA Enable Remote Banking | 69 | 1 |
| Foreclosure Documentation Problems Stall Real Estate Market | 70 | 1 |
| Mortgage Origination Fees Fall/Online Competition Changes the Industry | 70 | 1 |
| Commercial Mortgage Defaults and Foreclosures Rise | 71 | 1 |
| Mortgage Market Facts | 72 | 6 |
| Chapter 2 | 78 | 31 |
| U.S. Banking, Mortgages &Credit Industry Overview | 79 | 1 |
| I. Banking | 80 | 1 |
| Top 50 U.S. Bank Holding Companies: June 30, 2010 | 81 | 2 |
| World s Top 20 Banks by Total Assets: 2009 | 83 | 1 |
| Top Ten Bank and Thrift Deals: 2009 | 84 | 1 |
| FDIC Insured Institution Statistics | 85 | 1 |
| Number of Failed U.S. Bank Institutions, 1990-2010 | 86 | 1 |
| Deposit Insurance Fund Balance and Insured Deposits | 87 | 1 |
| Assets &Liabilities of FDIC-Insured Commercial Banks, Grouped by Asset Size: June 2010 | 88 | 1 |
| Top Ten Federally-Chartered &State-Chartered Banks by Assets: 2010 | 89 | 1 |
| Deposits, Income &Expenses of FDIC-Insured Commercial Banks: June, 2006-2010 | 90 | 1 |
| Assets &Liabilities of Foreign Banking Offices in the U.S.: 2004-2nd Quarter 2010 | 91 | 1 |
| Savings &Investment, U.S.: 1975-2nd Quarter 2010 | 92 | 1 |
| Prime Interest Rate, U.S.: 1955-September 2010 | 93 | 1 |
| Bond Yields &Interest Rates, U.S., Selected Years: 1940-2009 | 94 | 1 |
| Employment in the Banking Industry, U.S.: 2004-2010 | 95 | 1 |
| II. Mortgages | 96 | 1 |
| Homeownership Rates by Region, U.S.: 2002-2009 | 97 | 1 |
| Homeownership Rates by Race &Ethnicity of Householder, U.S.: 2002-2009 | 98 | 1 |
| New Privately-Owned Housing Units Started, U.S.: 1980-2009 | 99 | 1 |
| Mortgage Loans Outstanding, U.S.: 1976-2nd Quarter 2010 | 100 | 1 |
| Home Mortgages by Holder, U.S.: 2004-2nd Quarter 2010 | 101 | 1 |
| Assets &Liabilities, U.S. Agency- &Government Sponsored Enterprise (GSE)-Backed Securities by Holder: 2005-2nd Quarter 2010 | 102 | 1 |
| Top Ten U.S. Residential Finance Companies by Managed First Mortgage Receivables: 2009 | 103 | 1 |
| III. Credit | 104 | 1 |
| Consumer Credit Outstanding, U.S.: 1970-August 2010 | 105 | 1 |
| Consumer Credit Outstanding by Major Holders, U.S.: 2005-August 2010 | 106 | 1 |
| Terms of Credit at Commercial Banks, U.S.: 2005-August 2010 | 107 | 1 |
| Loan Performance, FDIC-Insured Institutions: June 2010 | 108 | 1 |
| Chapter 3 | 109 | 23 |
| Chapter 4 | 132 | 27 |
| INDUSTRY LIST, WITH CODES | 133 | 1 |
| INDEX OF RANKINGS WITHIN INDUSTRY GROUPS | 134 | 8 |
| ALPHABETICAL INDEX | 142 | 3 |
| INDEX OF U.S. HEADQUARTERS LOCATION BY STATE | 145 | 3 |
| INDEX OF NON-U.S. HEADQUARTERS LOCATION BY COUNTRY | 148 | 2 |
| INDEX BY REGIONS OF THE U.S. WHERE THE FIRMS HAVE LOCATIONS | 150 | 7 |
| INDEX OF FIRMS WITH INTERNATIONAL OPERATIONS | 157 | 2 |
| Individual Profiles On Each Of THE BANKING &LENDING 300 | 159 | 315 |
| ADDITIONAL INDEXES | 474 | 28 |
| INDEX OF FIRMS NOTED AS HOT SPOTS FOR ADVANCEMENT FOR WOMEN &MINORITIES | 475 | 2 |
| INDEX OF SUBSIDIARIES, BRAND NAMES AND AFFILIATIONS | 477 | 25 |
