Sections
| Title | Starting Page | Number of Pages |
|---|
| COVER | 1 | 2 |
| PLUNKETT S BANKING, MORTGAGES &CREDIT INDUSTRY TRENDS &STATISTICS 2015 | 3 | 3 |
| CONTENTS | 6 | 2 |
| Chapter 1 Trends Affecting the Banking, Mortgages &Credit Industry | 8 | 24 |
| 1) Introduction to the Banking, Mortgages &Credit Industry | 8 | 4 |
| 2) For the Long Term in the U.S., Consumers Increase Savings/Less Inclined to Use Debt | 12 | 1 |
| 3) Aging Populations, Baby Boomers Create Opportunities/U.S. Pension Accounts Top $24.0 Trillion | 13 | 1 |
| 4) Basel III , Dodd-Frank Act and Volcker Act Increase Regulation | 14 | 2 |
| 5) Investment Firms, Banks Compete for Clients in High Net Worth Households | 16 | 1 |
| 6) Banks Vie for Previously Underserved Markets and Focus on Hispanics | 17 | 1 |
| 7) Wal-Mart Offers Checking and Debit Service in the U.S./Banco de Wal-Mart in Mexico | 18 | 1 |
| 8) China s Banking Market Will See Long Term Growth | 19 | 1 |
| 9) India s Foreign Banking Restrictions Expected to Tighten/Microloans Slow | 20 | 1 |
| 10) Credit Default Swaps (CDS) and Derivatives Soar into the Trillions of Dollars | 20 | 2 |
| 11) Shadow Banking Offers Alternative Lending Sources | 22 | 1 |
| 12) Online Banking Grows on Mobile Devices/The Internet and ATMs Replace Branches and Tellers | 22 | 2 |
| 13) Credit Card Issuers Face New Regulations/Visa and MasterCard Enjoy Global Growth | 24 | 1 |
| 14) Credit Card Technologies Advance with Embedded Chips (EMV) for Better Security | 25 | 1 |
| 15) Smartphones Aid Wireless Payments/Near Field Communications (NFC) Changes Credit and Debit Cards | 25 | 3 |
| 16) In Emerging Nations, mChek and MPESA Enable Remote Banking via Cellphone | 28 | 1 |
| 17) Smaller Down Payments/Easier Loan Qualifications Change Mortgage Market | 29 | 1 |
| 18) Online Competition Changes the Mortgage Industry | 29 | 1 |
| 19) Hedge Funds Play a Major Role in Financial Products Including Derivatives, Lending and Insurance | 30 | 2 |
| Chapter 2 BANKING INDUSTRY STATISTICS | 32 | 25 |
| U.S. Banking, Mortgages &Credit Industry Overview | 33 | 1 |
| Top 50 U.S. Bank Holding Companies: June 30, 2014 | 34 | 2 |
| FDIC Insured Institution Statistics: 2014 | 36 | 1 |
| Number of Failed U.S. Bank Institutions, 1980-2014 | 37 | 1 |
| Deposit Insurance Fund Balance and Insured Deposits: 2007-2014 | 38 | 1 |
| Assets &Liabilities of FDIC-Insured Commercial Banks, Grouped by Asset Size: June 2014 | 39 | 1 |
| Top Ten Federally-Chartered &State-Chartered Banks by Assets: 2014 | 40 | 1 |
| Deposits, Income &Expenses of FDIC-Insured Commercial Banks: 2009-June 2014 | 41 | 1 |
| Assets &Liabilities of Foreign Banking Offices in the U.S.: 2009-2nd Quarter 2014 | 42 | 1 |
| Prime Interest Rate, U.S.: 1955-September 2014 | 43 | 1 |
| Bond Yields &Interest Rates, U.S.: Selected Years, 1950-2013 | 44 | 1 |
| Employment in the Banking Industry, U.S.: 2008-2014 | 45 | 1 |
| Homeownership Rates by Region, U.S.: Selected Years, 1960-2013 | 46 | 1 |
| Homeownership Rates by Race &Ethnicity of Householder, U.S.: 1994-2013 | 47 | 1 |
| New Privately-Owned Housing Units Started, U.S.: 1975-2013 | 48 | 1 |
| Mortgage Loans Outstanding, U.S.: 1975-2nd Quarter 2014 | 49 | 1 |
| Home Mortgages by Holder, U.S.: 2009-2nd Quarter 2014 | 50 | 1 |
| Assets &Liabilities, U.S. Agency- &Government Sponsored Enterprise (GSE)-Backed Securities by Holder: 2009-2nd Quarter 2014 | 51 | 1 |
| Consumer Credit Outstanding, U.S.: 1970-2014 | 52 | 1 |
| Consumer Credit Outstanding by Major Holders, U.S.: 2009-2nd Quarter 2014 | 53 | 1 |
| Terms of Credit at Commercial Banks, U.S.: 2009-2nd Quarter 2014 | 54 | 1 |
| Loan Performance, FDIC-Insured Institutions: June 2014 | 55 | 2 |
