Sections
| Title | Starting Page | Number of Pages |
|---|
| Copyright | 5 | 2 |
| CONTENTS | 7 | 2 |
| Chapter 1 Trends Affecting the Banking, Mortgages &Credit Industry | 9 | 35 |
| 1) Introduction to the Banking, Mortgages &Credit Industry | 10 | 4 |
| 2) For the Long Term in the U.S., a Decline in Consumer Spending and Debt, along with an Increase in Saving | 14 | 1 |
| 3) Aging Populations, Baby Boomers Create Opportunities/U.S. Pension Accounts Top $18.1 Trillion | 14 | 2 |
| 4) 2010 Reform Act Increases Regulation of Financial Industry, including Banks, Investment Companies and Insurance Firms | 16 | 2 |
| 5) Nationalization of Banks and Investment Firms Worldwide | 18 | 1 |
| 6) Giant Mergers Change the Face of Global Banking and Investment Firms | 19 | 1 |
| 7) Investment Firms, Banks Competefor Clients in High Net Worth Households | 20 | 1 |
| 8) Banks Vie for Previously Underserved Markets and Focuson Hispanics | 21 | 2 |
| 9) Wal-Mart Opens 1,800 In-store Money Centers in the U.S./Bancode Wal-Mart in Mexico | 23 | 1 |
| 10) China s Banking Market Will See Long Term Growth | 23 | 2 |
| 11) India s Foreign Banking Restrictions Eased Slightly/Microloans Grow | 25 | 1 |
| 12) Bank Technology Requires Continuous Investment/ATMs Evolve into Financial Services Depots | 26 | 1 |
| 13) Credit Default Swaps (CDS) and Derivatives Soar into the Trillions of Dollars | 27 | 1 |
| 14) Banks See Rapid Growth in Online Banking | 28 | 2 |
| 15) Credit Card Issuers Face new Regulations/Enjoy Global Growth | 30 | 1 |
| 16) Credit Card Technologies Advance with Embedded Chips, Better Security and Contactless Payment | 31 | 2 |
| 17) Smartphones Aid Wireless Payments/Square Soars as a Mobile Merchant Transaction System | 33 | 2 |
| 18) Cellphones Revolutionize Life in Emerging Nations/mChek and MPESA Enable Remote Banking | 35 | 1 |
| 19) U.S. Mortgage Foreclosures Reach Record Numbers | 36 | 1 |
| 20) Online Competition Changes the Mortgage Industry | 37 | 2 |
| 22) Hedge Funds Play a Major Role in Financial Products, Including Derivatives, Lending and Insurance | 39 | 1 |
| 23) Mortgage Market Facts | 40 | 4 |
| Chapter 2 BANKING INDUSTRY STATISTICS | 44 | 26 |
| U.S. Banking, Mortgages &Credit Industry Overview | 45 | 1 |
| Top 50 U.S. Bank Holding Companies: June 30, 2011 | 46 | 2 |
| World s Top 20 Banks by Total Assets: 2010 | 48 | 1 |
| FDIC Insured Institution Statistics | 49 | 1 |
| Number of Failed U.S. Bank Institutions, 1990-2011 | 50 | 1 |
| Deposit Insurance Fund Balance and Insured Deposits, 2006-2011 | 51 | 1 |
| Assets &Liabilities of FDIC-Insured Commercial Banks, Grouped by Asset Size: June 2011 | 52 | 1 |
| Top Ten Federally-Chartered &State-Chartered Banks by Assets: 2011 | 53 | 1 |
| Deposits, Income &Expenses of FDIC-Insured Commercial Banks: June, 2007-2011 | 54 | 1 |
| Assets &Liabilities of Foreign Banking Offices in the U.S.:2005-2nd Quarter 2011 | 55 | 1 |
| Prime Interest Rate, U.S.: 1955-October 2011 | 56 | 1 |
| Bond Yields &Interest Rates, U.S.,Selected Years: 1940-2010 | 57 | 1 |
| Employment in the Banking Industry, U.S.: 2005-2011 | 58 | 1 |
| Homeownership Rates by Region, U.S.: 2003-2010 | 59 | 1 |
| Homeownership Rates by Race &Ethnicity of Householder, U.S.: 2003-2010 | 60 | 1 |
| New Privately-Owned Housing Units Started, U.S.:1975-2010 | 61 | 1 |
| Mortgage Loans Outstanding, U.S.:1975-2nd Quarter 2011 | 62 | 1 |
| Home Mortgages by Holder, U.S.:2006-2nd Quarter 2011 | 63 | 1 |
| Assets &Liabilities, U.S. Agency- &Government Sponsored Enterprise(GSE)-Backed Securities by Holder: 2006-2nd Quarter 2011 | 64 | 1 |
| Consumer Credit Outstanding, U.S.: 1970-August 2011 | 65 | 1 |
| Consumer Credit Outstanding by Major Holders, U.S.:2006-July 2011 | 66 | 1 |
| Terms of Credit at Commercial Banks, U.S.:2006-August 2011 | 67 | 1 |
| Loan Performance, FDIC-Insured Institutions: June 2011 | 68 | 2 |
