Sections
| Title | Starting Page | Number of Pages |
|---|
| CONTENTS | 10 | 2 |
| A Short Banking, Mortgages &Credit Industry Glossary | 12 | 31 |
| INTRODUCTION | 43 | 2 |
| HOW TO USE THIS BOOK | 45 | 4 |
| Chapter 1 | 49 | 27 |
| Introduction to the Banking, Mortgages &Credit Industry | 49 | 3 |
| For the Long Term in the U.S, a Decline in Consumer Spending and Debt, along with an Increase in Saving | 52 | 1 |
| Nationalization of Banks and Investment Firms Worldwide | 53 | 1 |
| Giant Mergers Change the Face of Global Banking and Investment Firms | 54 | 1 |
| Banks Adopt Sophisticated Technology and Retail Perks to Attract Customers | 55 | 1 |
| Banks Vie for Previously Underserved Markets and Focus on Hispanics | 55 | 2 |
| Japan May Halt the Privatization of the Japan Post One of the World s Largest Financial Services Organizations | 57 | 1 |
| China s Banking Market Posts Growth | 57 | 1 |
| India s Banking Restrictions Slow Foreign Investment | 58 | 1 |
| ATMs Evolve from Cash-Dispensing Machines into Financial Services Depots | 59 | 1 |
| Credit Default Swaps (CDS) Soar into the Trillions of Dollars | 59 | 2 |
| Banks See Growth in Online Services | 61 | 1 |
| Commercial Mortgage Defaults and Foreclosures Rise | 62 | 1 |
| Credit Card Debts Could Be the Next Big Problem/Credit Card Competition is Fierce | 63 | 2 |
| Credit Card Technologies Advance with Better Security and Contactless Payment | 65 | 1 |
| Mobile Banking, Remittances and Wireless Payments Grow as the Global Cellphone Subscriber Base Hits 4 Billion | 66 | 2 |
| Subprime and Alt-A Mortgages/Foreclosures Burn Overburdened Homeowners | 68 | 1 |
| Mortgage Origination Fees Fall/Online Competition Changes the Industry | 69 | 1 |
| Mortgage Market Facts | 70 | 6 |
| Chapter 2 | 76 | 30 |
| U.S. Banking, Mortgages &Credit Industry Overview | 77 | 1 |
| I. Banking | 78 | 1 |
| Top 50 U.S. Bank Holding Companies: June 30, 2009 | 79 | 2 |
| World s Top 20 Banks by Total Assets: 2008 | 81 | 1 |
| FDIC Insured Institution Statistics | 82 | 1 |
| Number of Failed U.S. Bank Institutions | 83 | 1 |
| Deposit Insurance Fund Balance and Insured Deposits | 84 | 1 |
| Assets &Liabilities of FDIC-Insured Commercial Banks, Grouped by Asset Size: June 2009 | 85 | 1 |
| Top Ten Federally-Chartered &State-Chartered Banks by Assets: 2009 | 86 | 1 |
| Deposits, Income &Expenses of FDIC-Insured Commercial Banks: June, 2005-2009 | 87 | 1 |
| Assets &Liabilities of Foreign Banking Offices in the U.S.: 2004-2nd Quarter 2009 | 88 | 1 |
| Savings &Investment, U.S.: 1965-2nd Quarter 2009 | 89 | 1 |
| Prime Interest Rate, U.S.: 1955-October 2009 | 90 | 1 |
| Bond Yields &Interest Rates, U.S., Selected Years: 1940-2008 | 91 | 1 |
| Employment in the Banking Industry, U.S.: 2002-2009 | 92 | 1 |
| II. Mortgages | 93 | 1 |
| Homeownership Rates by Region, U.S.: 2001-2008 | 94 | 1 |
| Homeownership Rates by Race &Ethnicity of Householder, U.S.: 2001-2008 | 95 | 1 |
| New Privately-Owned Housing Units Started, U.S.: 1980-2008 | 96 | 1 |
| Mortgage Loans Outstanding, U.S.: 1975-2nd Quarter 2009 | 97 | 1 |
| Home Mortgages by Holder, U.S.: 2003-2nd Quarter 2009 | 98 | 1 |
| Liabilities &Assets, U.S. Agency- &Government Sponsored Enterprise (GSE)-Backed Securities by Holder: 2004-2nd Quarter 2009 | 99 | 1 |
| Top Ten U.S. Mortgage Finance Companies by Managed Receivables: 2008 | 100 | 1 |
| III. Credit | 101 | 1 |
| Consumer Credit Outstanding, U.S.: 1965-August 2009 | 102 | 1 |
| Consumer Credit Outstanding by Major Holders, U.S.: 2004-August 2009 | 103 | 1 |
| Terms of Credit at Commercial Banks, U.S.: 2004-August 2009 | 104 | 1 |
| Loan Performance, FDIC-Insured Institutions: March 2009 | 105 | 1 |
| Chapter 3 | 106 | 21 |
| Chapter 4 | 127 | 348 |
| INDUSTRY LIST, WITH CODES | 128 | 1 |
| INDEX OF RANKINGS WITHIN INDUSTRY GROUPS | 129 | 8 |
| ALPHABETICAL INDEX | 137 | 3 |
| INDEX OF U.S. HEADQUARTERS LOCATION BY STATE | 140 | 3 |
| INDEX OF NON-U.S. HEADQUARTERS LOCATION BY COUNTRY | 143 | 1 |
| INDEX BY REGIONS OF THE U.S. WHERE THE FIRMS HAVE LOCATIONS | 144 | 7 |
| INDEX OF FIRMS WITH INTERNATIONAL OPERATIONS | 151 | 3 |
| Individual Profiles On Each Of THE BANKING &LENDING 300 | 154 | 321 |
| ADDITIONAL INDEXES | 475 | 27 |
| INDEX OF FIRMS NOTED AS HOT SPOTS FOR ADVANCEMENT FOR WOMEN &MINORITIES | 476 | 2 |
| INDEX OF SUBSIDIARIES, BRAND NAMES AND AFFILIATIONS | 478 | 24 |
