Sections
| Title | Starting Page | Number of Pages |
|---|
| CONTENTS | 8 | 2 |
| Chapter 1 | 10 | 27 |
| Introduction to the Banking, Mortgages &Credit Industry | 10 | 3 |
| For the Long Term in the U.S, a Decline in Consumer Spending and Debt, along with an Increase in Saving | 13 | 1 |
| Nationalization of Banks and Investment Firms Worldwide | 14 | 1 |
| Giant Mergers Change the Face of Global Banking and Investment Firms | 15 | 1 |
| Banks Adopt Sophisticated Technology and Retail Perks to Attract Customers | 16 | 1 |
| Banks Vie for Previously Underserved Markets and Focus on Hispanics | 16 | 2 |
| Japan May Halt the Privatization of the Japan Post One of the World s Largest Financial Services Organizations | 18 | 1 |
| China s Banking Market Posts Growth | 18 | 1 |
| India s Banking Restrictions Slow Foreign Investment | 19 | 1 |
| ATMs Evolve from Cash-Dispensing Machines into Financial Services Depots | 20 | 1 |
| Credit Default Swaps (CDS) Soar into the Trillions of Dollars | 20 | 2 |
| Banks See Growth in Online Services | 22 | 1 |
| Commercial Mortgage Defaults and Foreclosures Rise | 23 | 1 |
| Credit Card Debts Could Be the Next Big Problem/Credit Card Competition is Fierce | 24 | 2 |
| Credit Card Technologies Advance with Better Security and Contactless Payment | 26 | 1 |
| Mobile Banking, Remittances and Wireless Payments Grow as the Global Cellphone Subscriber Base Hits 4 Billion | 27 | 2 |
| Subprime and Alt-A Mortgages/Foreclosures Burn Overburdened Homeowners | 29 | 1 |
| Mortgage Origination Fees Fall/Online Competition Changes the Industry | 30 | 1 |
| Mortgage Market Facts | 31 | 6 |
| Chapter 2 | 37 | 30 |
| U.S. Banking, Mortgages &Credit Industry Overview | 38 | 1 |
| I. Banking | 39 | 1 |
| Top 50 U.S. Bank Holding Companies: June 30, 2009 | 40 | 2 |
| World s Top 20 Banks by Total Assets: 2008 | 42 | 1 |
| FDIC Insured Institution Statistics | 43 | 1 |
| Number of Failed U.S. Bank Institutions | 44 | 1 |
| Deposit Insurance Fund Balance and Insured Deposits | 45 | 1 |
| Assets &Liabilities of FDIC-Insured Commercial Banks, Grouped by Asset Size: June 2009 | 46 | 1 |
| Top Ten Federally-Chartered &State-Chartered Banks by Assets: 2009 | 47 | 1 |
| Deposits, Income &Expenses of FDIC-Insured Commercial Banks: June, 2005-2009 | 48 | 1 |
| Assets &Liabilities of Foreign Banking Offices in the U.S.: 2004-2nd Quarter 2009 | 49 | 1 |
| Savings &Investment, U.S.: 1965-2nd Quarter 2009 | 50 | 1 |
| Prime Interest Rate, U.S.: 1955-October 2009 | 51 | 1 |
| Bond Yields &Interest Rates, U.S., Selected Years: 1940-2008 | 52 | 1 |
| Employment in the Banking Industry, U.S.: 2002-2009 | 53 | 1 |
| II. Mortgages | 54 | 1 |
| Homeownership Rates by Region, U.S.: 2001-2008 | 55 | 1 |
| Homeownership Rates by Race &Ethnicity of Householder, U.S.: 2001-2008 | 56 | 1 |
| New Privately-Owned Housing Units Started, U.S.: 1980-2008 | 57 | 1 |
| Mortgage Loans Outstanding, U.S.: 1975-2nd Quarter 2009 | 58 | 1 |
| Home Mortgages by Holder, U.S.: 2003-2nd Quarter 2009 | 59 | 1 |
| Liabilities &Assets, U.S. Agency- &Government Sponsored Enterprise (GSE)-Backed Securities by Holder: 2004-2nd Quarter 2009 | 60 | 1 |
| Top Ten U.S. Mortgage Finance Companies by Managed Receivables: 2008 | 61 | 1 |
| III. Credit | 62 | 1 |
| Consumer Credit Outstanding, U.S.: 1965-August 2009 | 63 | 1 |
| Consumer Credit Outstanding by Major Holders, U.S.: 2004-August 2009 | 64 | 1 |
| Terms of Credit at Commercial Banks, U.S.: 2004-August 2009 | 65 | 1 |
| Loan Performance, FDIC-Insured Institutions: March 2009 | 66 | 1 |
