Strong market position in the fleet cards market High margins across multiple businesses Product diversity could insulate earnings from volatility associated with concentrated businesses Plans for robust growth entail operational and financial risks More diverse funding profile compared with other finance companies Financial metrics that we expect to stay in line with an "aggressive" financial risk profile, according to our criteria Exposure to volatility in fuel prices Reliance on dividends and other payments from WEX Bank The stable outlook reflects Standard&Poor's Ratings Services' expectation that WEX Inc. will maintain its strong operating performance and continue to benefit from low-cost bank funding. We consider it unlikely that we would raise the rating over the next 12 months. A higher