U.S. Banks Webinar Q2 2025 Slides: Relative Stability Despite Economic Concerns

U.S. banks' net interest income may grow moderately this year, partly as assets reprice at prevailing rates. Fee income rose in the first quarter, helped by strong trading, though economic uncertainty may limit growth. Banks? continued focus on costs should limit growth and help offset expenses associated with investments in technology and some increased business activity. The banking industry should generate a return on common equity of 10.5%-12.0% in 2025, compared with 11.3% in 2024, assuming continued economic growth. A greater-than-expected slowdown could pull returns into the single digits.

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