NEW YORK (S&P Global Ratings) May 22, 2025--S&P Global Ratings today hosted a webinar to discuss its views and outlook for U.S. banks. The slides can be found in "U.S. Banks Webinar Q2 2025 Slides: Relative Stability Despite Economic Concerns." Highlights from our webinar include: Net interest income may grow moderately this year. Fee income rose in the first quarter, though economic uncertainty may limit growth. Banks' continued focus on costs should limit growth and help offset expenses associated with investments in technology and some increased business activity. We expect the banking industry to generate a return on common equity of 10.5%-12.0% in 2025, compared with 11.3% in 2024, assuming continued economic growth. Key asset quality metrics were relatively stable