The National Commercial Bank - S&P Global Ratings’ Credit Research

The National Commercial Bank

The National Commercial Bank - S&P Global Ratings’ Credit Research
The National Commercial Bank
Published Aug 30, 2012
3907 words — Published Aug 30, 2012
Price US$ 500.00  |  Buy this Report Now

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Abstract:

Above average funding and strong liquidity. Strong capitalization, supported by sound pre-provision earnings capacity. High likelihood that the Saudi government would provide extraordinary support to NCB in the event of financial distress. Concentration risks in the lending book and funding base. Exposure to market risk. Potentially volatile operating environment. The stable outlook on Saudi-Arabia based National Commercial Bank (NCB) reflects Standard&Poor's Ratings Services' expectation that NCB will manage to sustain strong capitalization levels and maintain an above average funding position. All other things being equal, we would consider a negative rating action if NCB failed to maintain a Standard&Poor's risk-adjusted (RAC) ratio after adjustments above 10% over time. We also expect that relative to its total

  
Brief Excerpt:

RESEARCH The National Commercial Bank Publication date: 30-Aug-2012 Primary Credit Analyst: Paul-Henri Pruvost, Paris (33) 1-4420-6691; paul-henri_pruvost@standardandpoors.com Secondary Contact: Nicolas Hardy, PhD, Paris (33) 1-4420-7318;...

  
Report Type:

Full Report

Ticker
7124Z
Issuer
Saudi National Bank
GICS
Diversified Banks (40101010)
Sector
Global Issuers
Country
Saudi Arabia
Region
Europe, Middle East, Africa
Format:
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S&P Global Ratings’ Credit Research—S&P Global Ratings’ credit research provides analysis on issuers and debt obligations of corporations, states and municipalities, financial institutions, insurance companies and sovereign governments. S&P Global Ratings also offers insight into the credit risk of structured finance deals, providing an independent view of credit risk associated with a growing array of debt-securitized instruments.

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Cite this Report

  
MLA:
S&P Global Ratings’ Credit Research. "The National Commercial Bank" Aug 30, 2012. Alacra Store. May 24, 2025. <http://www.alacrastore.com/s-and-p-credit-research/The-National-Commercial-Bank-1004906>
  
APA:
S&P Global Ratings’ Credit Research. (). The National Commercial Bank Aug 30, 2012. New York, NY: Alacra Store. Retrieved May 24, 2025 from <http://www.alacrastore.com/s-and-p-credit-research/The-National-Commercial-Bank-1004906>
  
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