A strong funding and liquidity profile The bank's good capitalization relative to its risk profile Adequate credit risk control mechanism The implicit support of the financially-sound Fubon Financial Holding Co. Ltd. group The bank's moderate profitability by international standards Its less diversified business stream than its international peers' The ratings on Taipei Fubon Commercial Bank Co. Ltd. (Taipei Fubon Bank) reflect the bank's strong liquidity and funding profile, good capitalization, adequate credit risk control, and the implicit support from the Fubon Financial Holding Co. Ltd. group (Fubon FHC; BBB+/Stable/A-2). Moderating factors include the bank's moderate profitability and a less diversified business stream than its international peers'. Taipei Fubon Bank's financial policy is prudent with strong funding, liquidity and good capitalization.
