The insurer financial strength ratings on Security Life of Denver Insurance Co., a member of the ING America Insurance Group (INGA), reflects the diversity of INGA's products and distribution, the prominence of their market position in virtually all their lines of business, their core position in the global operations of the ING Group (INGNV), and the extremely strong financial flexibility the companies enjoy by virtue of their affiliation with the group. Offsetting these considerations to some extent are the ongoing challenges associated with melding the former Aetna and Reliastar businesses with the older INGA businesses and the capital and liquidity positions of INGA that on a combined basis are very strong, but on an individual entity-basis vary widely. Through its
