Strong market position in the Midwest, particularly in Ohio, Michigan, and Indiana Good revenue contributions from non-interest-income sources, including card and payment processing, investment advisory, and corporate banking Management's progress in lowering the bank's risk profile, trimming expenses, and positioning the institution for the future Partial ownership of Vantiv is additive to earnings and capital Slower-than-peers' revenues and earnings growth as the bank focuses on improving credit quality Commitment to share buybacks and higher dividends, pressuring capital ratios Below-average earnings quality, with special items reported most quarters The stable outlook on Fifth Third Bancorp reflects S&P Global Ratings' expectation that the bank's loan credit quality, disciplined expense controls, and diverse revenue streams will continue to generate good core earnings, contributing
