The ratings on Credit Suisse Group (CSG) and its primary bank operating entities continue to reflect the group's strong market positioning and overall sound financial strength. The ratings also reflect a great degree of business and geographic diversification, which provides the group with the ability to adequately absorb any shocks that may arise from difficult market conditions, thus ensuring general stability in consolidated performance. CSG is a global financial services group active in retail, corporate, and investment banking; insurance; and international private and institutional funds management. With a focus on asset gathering and financial intermediation activities, the group maintains a strategy to achieve leading market positions in its core business by drawing on synergies between its various operating units. The