Standard&Poor's Ratings Services affirmed its 'AA' rating on the Colorado Housing and Finance Authority's single-family program bonds, series 2000B. The rating reflects: Extremely high parity of 132% on Nov. 1, 2009; and The high quality of mortgage insurance from the Federal Housing Administration (FHA), the Veterans Administration (VA), and U.S. Department of Agriculture (USDA) Rural Development. Offsetting the preceding factors is a small loan pool of 47 loans, nearly 18% of which were delinquent at least 60 days or in foreclosure on Nov. 1, 2009. Mortgage insurance consists of 72% FHA, 13% USDA, 1% VA ,and 14% uninsured with loan to value of no more than 80%. Assets of almost $3.1 million consist of $2.8 million in loans