Berkshire Hathaway Inc. (BRK) is a unique holding company that owns a significant number of insurance, reinsurance, and noninsurance subsidiaries. The businesses include Berkshire Hathaway Insurance Group (BHIG), Berkshire Hathaway Reinsurance Group (BHRG), and NICO, which is the lead entity within BHIG and BHRG. Government Employees Insurance Co., GEICO General Insurance Co., GEICO Indemnity Co., and GEICO Casualty Co. (collectively referred to as GEICO) are another insurance business segment. The insurance and reinsurance businesses also include the operating companies that constitute the General Re Group as well as Medical Protective Co. (MedPro). In 2008, BRK also created a financial guaranty insurance company: Berkshire Hathaway Assurance Corp. The noninsurance subsidiaries are in sectors such as utilities and energy, finance, manufacturing, retailing,