Very high likelihood of support from the Korean government. Adequate capital buffer. Improved asset quality, which is in line with commercial bank peers. Moderate market presence. Below-average retail customer base. Relatively high loan growth in recent years. The stable outlook on Suhyup Bank reflects our view that the bank will maintain stable asset quality and profitability, and has a very high likelihood of receiving government support over the next 18-24 months. We expect the bank's loan growth to be moderately high over the next few years, although we anticipate that it will continue to implement adequate underwriting standards with no significant concentration risks in certain obligors or industries. Suhyup will likely maintain an adequate capital buffer to support its asset