Manageable risks including limited concentration risk Stable funding base Low profitability and a less diverse business base than those of its peers Small capital base compared to its peers Vulnerability of its earnings and capitalization to fluctuations in resource prices, foreign exchange rates, and stock market conditions The outlook is stable. Standard&Poor's Ratings Services believes that Sojitz will maintain a financial base that is commensurate with its current rating over the next six months to two years. We expect its financial base to be backed by a stable funding base that is characterized by close relationships with its main bank and other creditor banks. We also hold the view that its plans for new investments and loans are
