Standard&Poor's affirmed its 'ABOVE AVERAGE' ranking to AMAL Asset Management Ltd. (AMAL) as a commercial loan servicer in Australia. Formed in 1994, AMAL was established as a specialist servicer of loan receivables for lending institutions. Today, AMAL has a well built business model that offers its clients a complete commercial loan administration service. Its services include loan assessment, credit filtering, settlement functions, and post-settlement functions. The affirmation in ranking is based on the following attributes that AMAL continues to display: Highly stable, experienced and qualified management and staff; Well documented and efficient loan servicing policies and procedures; Effective internal controls and systems integration; and Investment in technology for work flow improvement and increased servicing efficiencies. AMAL's main business
