(Editor's note: In the media release published earlier today, the date was misstated in the first line. A corrected version of the article follows.) FRANKFURT (Standard&Poor's) Oct. 8, 2002--Standard&Poor's Ratings Services said today it lowered its long-term counterparty credit and certificate of deposit ratings on Commerzbank AG, and related entities, to single-'A'-minus from single-'A' and its short-term counterparty credit and certificate of deposit ratings to 'A-2' from 'A-1'. The outlook is negative. At the same time, Standard&Poor's lowered its long-term counterparty credit and senior unsecured debt rating on Hypothekenbank in Essen AG (Hypo Essen) to triple-'B'-plus from single-'A' minus. The outlook is negative. In addition, the 'A-2' short-term counterparty credit rating on Hypo Essen