S&P Global Ratings revised its outlook to positive from stable and affirmed its 'BBB' rating on Young Men's Christian Association (YMCA) of Greater New York 's general obligation (GO) bonds. The outlook revision reflects our view of YMCA?s growing membership, a solid total cash and investment base, and a credible plan to address a large portion of a bullet maturity coming due in 2026. As of fiscal 2024, YMCA's total debt was approximately $142.4 million, comprising $135.6 million of bonds and operating and finance leases totaling about $6.7 million. All bonds are an unsecured GO of the YMCA. We note the series 2021 bonds have a total debt service payment of about $62 million in fiscal 2026, which we have