Following a review of ING U.S. Inc. under our revised insurance criteria, we are affirming our 'A-' ratings on its core insurance subsidiaries and our 'BBB-/A-3' rating on the holding company. The ratings reflect our view of the group's strong business and financial risk profiles. The stable outlook reflects continued strengthening of the balance sheet following the company's recent IPO and limited disruption to the underlying business. On May 14, 2013, Standard&Poor's Rating Services affirmed its 'BBB-/A-3' counterparty credit rating on ING U.S. Inc. and its 'A-' financial strength ratings on its core insurance subsidiaries. The outlook is stable. The ratings reflect our view of the group's strong business risk profile and strong financial risk profile, due to