BAC International Bank (BIB) remains the largest Central America´s bank in terms of loans and deposits on a consolidated basis, with a leading position in almost every line in which it operates. The bank continues to have a stable forecasted risk adjusted capital (RAC) ratio, reflecting its sound internal capital generation, coupled with healthy asset quality indicators. We´re affirming our 'BB+' long term and 'B' short term global issuer credit ratings on BIB and its core subsidiary Credomatic International Corp. (CIC). BIB's SACP is still 'bbb-'. The stable outlook reflects that on its parent Banco de Bogota (BdeB; BB+/Stable/B), given the core status of both entities. In that sense, our ratings on both entities will move in tandem with those
