Following a review under our revised insurance criteria, we are affirming our 'AA-' ratings on Ameriprise's core life insurance companies and our 'A' rating on Ameriprise Financial Inc. The ratings reflect our view that Ameriprise maintains a very strong business risk profile and a very strong financial risk profile. The stable outlook reflects our expectation that Ameriprise will maintain its very strong competitive and capital and earnings positions. On July 26, 2013, Standard&Poor's Ratings Services affirmed its 'A' long-term counterparty credit rating on Ameriprise Financial Inc., as well as its 'AA-' insurer financial strength ratings on Ameriprise's insurance company subsidiaries, RiverSource Life Insurance Co. and RiverSource Life Insurance Co. of New York (collectively, RiverSource). The outlook is stable.
