Aktia Bank has successfully stabilized its leadership and remains focused on diligent strategy execution, aiming to increase cross-selling opportunities in its two segments life insurance and wealth management, and banking. The bank has demonstrated growing business volumes, strengthened customer satisfaction in the latest industrywide survey, and seen strong results in the first half of 2026, and we expect the solid performance to continue with projected return on equity of 14.0%-14.5% in 2026-2028, backed by the economic recovery in Finland. We therefore revised our outlook on Aktia Bank PLC to stable from negative, affirmed the'A-/A-2'long- and short-term issuer credit ratings, and affirmed the'A/A-1'resolution counterparty ratings. The stable outlook reflects Aktia's sound financial performance and diligent strategy execution