Benefit from solidarity support and a domestic joint liability scheme as a member of the Raiffeisen Banking Group (RBG or the group). Strong presence in Austria, Central and Eastern Europe (CEE), Southeastern Europe (SEE), and Russia in retail and commercial banking operations. An above-average funding profile, owing to the group's strong retail deposit franchise. RBG's slower pace than its main peers to adapt to changes in the operating environment because of the complex group structure. Tight margins in a highly competitive business in Austria and low efficiency of the domestic operations. Vulnerability to economic and political developments in Russia, CEE, and SEE. S&P Global Ratings' outlook on Raiffeisen Bank International AG (RBI) is positive. We continue to derive the ratings
