Dominant domestic market position Increasing business and revenue diversification Strong profitability Higher-than-average economic and industry risks associated with operating in Hungary and other Eastern European countries Moderate capitalization becoming strained by high growth and acquisitions Increasing credit risks The public information ("'pi"; unsolicited) rating on Hungary-based OTP Bank Rt. reflects the bank's dominant domestic market position, increasing business and revenue diversification, and strong profitability. These positive rating factors are offset by higher-than-average economic and industry risks associated with operating in Eastern Europe, tight capitalization, and increasing credit risks. OTP is the dominant bank operating in the competitive Hungarian banking sector, with a market share of total assets of 25.2% at Sept. 30, 2007. It is a diversified financial services group,
