Strong capitalization with respect to its rating category Improved asset quality following NPL disposal Comprehensive risk management system Potential support from government, if necessary Low profitability by international standards Mitsubishi UFJ Financial Group Inc. (MUFG) is a financial holding company with the Bank of Tokyo-Mitsubishi UFJ Ltd. (BTMU, A+/Stable/A-1), Mitsubishi UFJ Trust and Banking Corp. (A+/Stable/A-1), Mitsubishi UFJ Securities Co. Ltd. (A+/Stable/--), and various other companies under its umbrella. MUFG is Japan's largest banking group with ¥187 trillion in gross assets reported on its consolidated balance sheet at the end of fiscal 2006 (ended March 31, 2007). The group's assets consist of loans (45% of gross assets on a consolidated basis), securities (26%), and the remaining 19% comprised mostly of
