Diversified portfolio and strong base built on both trading and investment businesses Strong trading business with proven expertise in developing businesses globally and building a solid customer base, supported by strong infrastructure capabilities and rich human resources Strong investment business with a strong track record in building global business networks and gathering information intelligence, backed by excellent decision-making for, and management of, investments and divestitures Likely recovery in adjusted capital (risk buffer) to a level that moderately exceeds the level of risk-based capital (risk-weighted assets) required under our 'A'-category stress scenario in the next one to two years Prospective three-year weighted average return on risk-weighted assets (RORA) of about 10%, supported by strong nonresource profits Inherent risk of impairment loss