OVERVIEW We are making public, at LoanCare LLC's request, our ABOVE AVERAGE rankings for it as a residential primary and special servicer; The Outlooks are Stable for both rankings; It became LoanCare LLC in December 2013 (previously known as FNF Servicing Inc.); LoanCare LLC has been servicing loans since 1983; and subservicing for others since 1991; and The company has experienced and knowledgeable management and staff. NEW YORK (Standard&Poor's) May 20, 2015--Standard&Poor's Ratings Services' rankings on LoanCare LLC as a residential mortgage primary servicer and as a residential mortgage special servicer are ABOVE AVERAGE. Our Outlooks for both rankings are Stable. MAJOR RANKING FACTORS Strengths: LoanCare LLC has a proven ability to expand its portfolio; Experienced