HONG KONG (Standard&Poor's) March 4, 2016--Standard&Poor's Ratings Services today said that it has assigned its 'A' long-term and 'A-1' short-term issue ratings to Kookmin Bank's (A/Stable/A-1) US$10 billion certificate of deposit program. We have equalized the issue ratings with the issuer credit ratings on Kookmin Bank. That is because the issuer's obligations under the program will constitute direct, unconditional, unsubordinated, and unsecured obligations of the issuer. They will rank at least pari passu with all other present and future unsecured and unsubordinated obligations of the issuer. We expect Kookmin Bank to maintain its overall stable funding and liquidity profiles. We believe the Bank will not likely significantly increase its short-term foreign currency wholesale funding nor increase