NEW YORK (Standard&Poor's) Feb. 12, 2013--Standard&Poor's Ratings Services has assigned its 'AAA' long-term rating to Georgia Housing and Finance Authority's (GHFA) series 2013A single-family mortgage bonds. At the same time, Standard&Poor's affirmed its 'AAA' long-term rating on the Single-Family Mortgage Bonds Resolution (General Resolution). The outlook is stable. "The stable outlook reflects our opinion of the financial strength of the bonds and the strong oversight of the authority," said Standard&Poor's credit analyst Mikiyon W. Alexander. The 'AAA' long-term rating reflects our view of: Economic stress scenario cash flows under various prepayment speeds, demonstrating, in our view, that there is currently sufficient loss coverage at the 'AAA' rating level; The strong credit quality