Ownership and support from parent General Electric Co. (GE; AA+/Stable/A-1+) Strong, diverse, and well-balanced business franchise Depth and breadth of management that consistently executes a disciplined business strategy High concentration of wholesale and short-term funding sources, though short-term funding levels have dropped significantly Concentration in commercial and consumer lending exposes the company to credit cycles Standard&Poor's Ratings Services' rating on General Electric Capital Corp. (GECC) reflects ownership by GE through intermediate holding company General Electric Capital Services Inc. (GECS; --/--/A-1+); GECC's strong, well-managed business franchise; its global scale and resources; management's successful track record in earning solid returns in favorable times and avoiding catastrophic missteps in distressed times; and favorable efforts to bolster liquidity and reduce funding risks.
