Ownership and support from parent General Electric Co. (GE; AA+/Stable/A-1+) Strong, diverse, and well-balanced business franchise Stability arising from GECC's regulatory status as a savings&loan holding company, subject to regulatory oversight from the Federal Reserve Depth and breadth of management that consistently executes a disciplined business strategy Funding highly concentrated on wholesale sources and also of a short-term nature, although short-term funding levels have declined significantly from pre-crisis levels Exposure to credit cycles arising from concentrations in commercial and consumer lending Standard&Poor's Ratings Services' rating on General Electric Capital Corp. (GECC) reflects the company's ownership by GE; GECC's strong, well-managed business franchise; its global scale and resources; management's successful track record in earning solid returns in
