The interactive version of this report is available) here. This includes interactive charts to capture data on total delinquencies, payment rates, and charge-off rates for U.K. and European credit cards collateral. A transaction is included as of its closing date as we do not expect its performance to change materially due to the receivables' short-term nature. The transactions do not change as of the closing date because the index is current balance-weighted, and the transactions are revolving master trusts. We have differentiated between the European and U.K. transactions, given their different regulatory regimes, currency denominations, and other characteristics. We compile data from investor reports based on each transaction's definition of arrears and defaults. We calculate the index as the receivables'
