TORONTO (Standard&Poor's) Feb. 6, 2013--Standard&Poor's Ratings Services today said its ratings on Ally Financial Inc. (B+/Positive/C) are unaffected by the company's good fourth-quarter results, which were in line with our expectations. Ally reported fourth-quarter net income of $1.4 billion, compared to a loss of $200 million for the same quarter last year. On an adjusted basis, fourth-quarter pretax earnings increased by 72% from a year earlier, largely driven by revenue growth in the core U.S. automotive segment. On an equivalent basis, pretax income was up 27% for the full year. The company's reported net income (before adjusting items) was heavily influenced by a combination of nonrecurring items (including a significant tax benefit), discontinued operations, and segment
