Strong evidence of the government's commitment to support the bank if financial stress persists; and Favorable economic growth prospects. Volatile asset quality metrics, although deterioration has stopped and we expect somewhat lower downside risk in Peru's infrastructure and construction sector; and Credit exposure to remain concentrated by single-name and sector. Our revision of the outlook to stable from negative indicates our view that the bank's asset quality deterioration has stopped and our expectation of somewhat lower downside risk in the country's infrastructure and construction sector for the next 12-24 months. Moreover, we don't expect changes in the bank's credit fundamentals in the intermediate term, because it will remain an important financing tool for the government to revive Peru's infrastructure project