Extremely sound and stable business and financial profiles Strong asset quality Conservative management Limited growth opportunities in the Dutch domestic market Strategic challenges in diversifying, while seeking to maintain the traditional risk and earnings profile Some exposure to market risk through its Global Financial Markets activities, which are now being scaled back The ratings on Rabobank Nederland--the trading name of Coöperative Centrale Raiffeisen-Boerenleenbank b.a.--reflect its extremely sound business and financial profiles, strong deposit base, and low risk profile. Liquidity remains strong. Rabobank Nederland (Rabobank) continues to work to bolster its strong market position in The Netherlands, despite intense competition. It is also focusing on improving its operating performance, limiting the cost of risk to very low levels, and maintaining high
