OVERVIEW Citibank Credit Card Issuance Trust's Citiseries class 2014-A3's issuance is an ABS transaction backed by undivided investor interest in Citibank Credit Card Master Trust I's series 2000 collateral certificate, which is collateralized by credit card receivables from VISA, MasterCard, and American Express revolving credit card accounts that are originated and serviced by Citibank N.A. We affirmed our 'AAA (sf)' rating on the class 2014-A3 notes following an additional $400 million issuance of these notes. The affirmation reflects our view of Citibank's servicing and origination experience, the transaction's underlying payment structure, and the credit risk inherent in the collateral loan pool, among other factors. NEW YORK (Standard&Poor's) Nov. 12, 2014--Standard&Poor's Ratings Services today affirmed its 'AAA