The table below shows the historical monthly performance of S&P Global Ratings' Canadian Credit Card Quality Index (CCQI) for the past 12 months. For the full dataset, see our extended table: Click here. The CCQI is a monthly performance index that aggregates performance information of securitized credit card receivables in key risk areas: receivables outstanding, yield, payment rate, charge-off rate, and delinquencies. (See the Appendix for more information about the CCQI performance variables.) For an overview of the sector, performance trends, and peer comparisons, see our review commentary, "2025 U.S. And Canada Credit Cards ABS Review," published Feb. 20, 2025. We determine each master trust's weighting by dividing its outstanding eligible principal receivables by the total outstanding eligible principal receivables