Strong business position within the Guatemalan financial system; Large and stable deposit base; and Adequate asset quality and reserve coverage. Moderate capitalization; Greater dollarization in its loan portfolio compared with the Guatemalan banking system; and Still developing financial system. The stable outlook on Guatemala-based bank Banco G&T Continental S.A (BG&TC) mirrors that on the Guatemala. We expect BG&TC to remain a large and important player within the Guatemalan banking system. We anticipate its capital and earnings will remain moderate within the next 12 to 18 months, with a risk-adjusted capital (RAC) ratio of 5.5% or more, due to expected loan portfolio growth and internal capital generation. The ratings on BG&TC will move in tandem with those on the sovereign since
