LONDON (Standard&Poor's) Sept. 16, 2005--Standard&Poor's Ratings Services said today that its ratings and outlook on Denmark-based Tryg Forsikring A/S (Tryg, A-/Stable/--) and Norway-based Vesta Forsikring A/S (Vesta, A-/Stable/--), core insurance subsidiaries of TrygVesta A/S, are unaffected by the announcement of Vesta's intended conversion from a separately incorporated subsidiary into a fully-fledged branch operation, owned by Tryg. Standard&Poor's plans to withdraw its rating on Vesta upon completion of the legal restructuring, expected by mid-2006 at the earliest and subject to regulatory approval. GROUP E-MAIL ADDRESS InsuranceInteractive_Europe@standardandpoors.com