Panama-based BIB's leading position in the region within the credit card segment supports its strong business position. We are affirming our 'BBB-' long-term and 'A-3' short-term issuer credit ratings on BIB and on its core entity Credomatic. We expect BIB to maintain its leading market position in Central America, while it continues to grow and maintaining adequate risk concentrations. MEXICO CITY (Standard&Poor's) Aug. 16, 2013--Standard&Poor's Ratings Services affirmed its long-term issuer credit rating on BAC International Bank Inc. (BIB) and its core and main operating entity, Credomatic International Corp. (Credomatic), at 'BBB-'. At the same time, we affirmed our short-term 'A-3' issuer credit ratings on both entities. The outlook is stable. The ratings on BIB reflect
