The financial strength rating on Allstate Financial Group reflects the company's increasingly diversified channels of distribution, its balanced product offerings, the strong growth of all of its core businesses, and conservative capitalization, as well as the benefits enjoyed from being a part of the overall Allstate Insurance Co. (AIC) organization. Allstate Financial Group, formerly known as the Allstate Life Group, has been very successful in developing and nurturing a wide variety of methods of distribution for its protection and accumulation products. In the first half of 2000, direct premium income was divided among the following sources: Allstate agents (9%); financial institutions (41%); independent agents (28%); and specialized brokers (22%). This is a major strength of the organization, and it is
