The credit profile of Al Rajhi Banking & Investment Corp. is supported by the bank's healthy customer franchise and strong financial profile. Al Rajhi ranks fourth among the 10 largest banks in Saudi Arabia in terms of balance-sheet size. Further, it is the only fully Islamic bank in the kingdom, although other Saudi banks do also offer Islamic banking products and services. As an Islamic bank, Al Rajhi conducts all of its business in accordance with Islamic banking principles. The twin factors of a widespread branch network and high degree of customer loyalty (generated by religious ties) have enabled Al Rajhi to build up the largest demand deposit base of any bank in the country. Al Rajhi is the most
