OVERVIEW AMAL Asset Management Ltd. has demonstrated continued improvement in its commercial loan-servicing infrastructure and capabilities, and has maintained sound risk-management and compliance practices. We have affirmed the overall ranking of STRONG. The outlook on the ranking is stable. MELBOURNE (Standard&Poor's) Dec. 13, 2013--Standard&Poor's Ratings Services today affirmed its overall STRONG ranking on AMAL Asset Management Ltd. (AMAL) as a commercial loan servicer in Australia. A servicer ranking is a statement of opinion and not a statement of fact. A ranking is not and should not be represented as a credit rating. At the same time, we affirmed the subranking of STRONG for AMAL's management and organization, and raised the subranking for loan administration to STRONG